Starting out isn’t easy. Let’s make it stress free.

Taking your first step onto the property ladder might be something you’ve dreamed about for years. We’re here to make sure that dream doesn’t turn into a nightmare. Buying a home, consistently tops the list of the most stressful life events – it’s also likely to be the biggest purchase you’ll ever make. House prices are rising at a staggering rate, wages are failing to keep up with inflation and you need to find a deposit.

 

When you apply for a mortgage, the lender will look at your financial and current circumstances to check your affordability. This includes assessing your annual salary and any other income and outgoings you have. On top of this, they will check your credit history and make sure that you are the sort of person who can manage their financial responsibility. All of these factors contribute to the maximum amount you can borrow for a mortgage.

 

How much you put down for a deposit will also determine the mortgages that are available to you.

 

As an open and honest Mortgage Broker, we have a vast amount of knowledge regarding the various lending available. With this knowledge, we are then able to look at your income, expenditure, and credit history to search 1000’s of deal to recommend the most suitable mortgage for your current circumstances.